Thursday, January 20, 2011

Food For Thought: What Role Do You Play In Your Affair With The Dollar?


A liaison with money is bitter sweet, literally speaking, and can even prove to be questionable, with all the sorted questions directed towards you.  If you’ve never thought about it before, just take a few seconds to think about it now.  For some reason, beyond our control, a relationship with money is one of those most personal relationships we share in our lives.  It transparently becomes a key aspect to most of the decisions we make everyday.  When it’s full in abundance, we seem to breathe freely and at times allow the dollar to take us places we’ve never been before; however, within the same breath, when it’s low it can bring on feelings of stress, irritation even inadequacy; and lets not talk about when its non existent, at that point desperation can appear, and for some of us even depression. Think about it, all these feelings brought on by an object not a physical person (and we thought men took us on emotional roller coasters).  Ladies, in coming to realize all this, is there a way to implement the two C’s –control & consistency—into our on going affair with money?  If you’re still wondering, the answer is yes, but we have to pull out the good ole master tool of “budgeting.”

Let’s face it ladies, as women, often we are held to a societal standard when it comes to things like: clothes, hair, makeup, bags and what I’ve found to be the biggest frenemy- shoes!  On the average day, I, myself, can be labeled as a “shop-aholic,” but imagine what I would be labeled as if I could afford all the things I really wanted?  We don’t necessarily have to change the desire for the things we want, and by all means feel free to purchase them, BUT first ask yourself “could you really afford it?”  What’s more important, the security of your finances or securing that object?  It may seem like a dreaded word, budget, but I honestly feel it is a tool that was created to successfully keep us on a straight and narrow when it comes to this jaded affair with the dollar. The best thing about a budget is that you create it to work for you; it doesn’t have to be written in pen and it’s flexible to address your financial wants, needs and concerns.  The budget is solely based on your terms.  Ladies, take some time out, and reconstruct your financial lives, let the dollar know who’s really in control.  Going forward, I refuse to let an object, paper nonetheless, have even a portion of that much control like it used to have over me…..even if it tries to negotiate by reminding me that green is my favorite color!  Good Luck Ladies, WE can do this!

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